Three Ways to Become More Financially Fit in 2015
                             Three Ways to Become More Financially Fit in 2015

Did you include anything related to your finances in your New Year’s resolutions? Here’s three simple things you can do in 2015 to make yourself more financially fit.
 
Review your credit report. Lenders use these reports to determine if they will loan you money. You should check it regularly to make sure it’s correct and there are no discrepancies or fraud. The Fair Credit Reporting Act requires Equifax, Experian, and TransUnion to provide you with a free copy of your credit report once a year upon request. Visit annualcreditreport.com to request your report.
 
Increase your savings. A small increase each year could potentially make a big difference in reaching your retirement savings goal. Ohio Deferred Compensation’s SMarT Plan allows you to automatically increase your deferral each year by the amount you choose so you don’t even have to think about it.

Pay down your credit card and other debt.
Make a list of your debts. Put them in order either by highest to lowest interest rate or the number of payments left, with the fewest payments at the top. Once the first debt is paid off, use that money to pay off the second debt and so forth.